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Let Ensure Finance assist you with all your commercial requirements
Business Loans
Getting a business loan approved may not be as simple as applying for a home loan as there are various factors that the lenders consider when assessing the application. Lenders have different risk appetites for different industries. Fortunately, the team at Ensure Finance understand the risk appetites and how to structure the application to get the most appropriate outcome.
We can assist your business with the following solutions:
- Loans for new start ups
- Funding to fit out business premises
- Finance plant and equipment
- Working capital
Commercial Property Loans
Commercial property can be a high yield investment if the correct research and planning is undertaken. Lenders typically require a larger deposit compared to purchasing a residential property. The team at Ensure has access to a wide range of options which include major banks and alternate lenders.
Potential benefits of investing into Commercial property:
- Competitive rental return
- Most operating costs may be paid by the tenant
- Longer term leases.
Property Development
Want to try your hand at flipping property? Or maybe you’re a seasoned developer looking for a better finance option? Get in touch with Ensure Finance for competitive rates and assistance with your property development loan application.
Banks and corporate lenders class small developments (eg. 2 or 3 units) differently to larger developments, and your application needs to reflect the different criteria. The lender will first look into the history and experience of the developer, your ability to repay the loan, and finally the viability of the development itself. For this reason, it is important to have all your documentation ready before submitting the loan application, and this includes subdivision approval! The experts at Ensure Finance will ensure that your documentation is correct before submitting to the lender, saving you the time and stress of incorrect applications.
Franchise Loans
Acquiring a franchise is an exciting step, and we are here to help with all your needs. There are specific loans available for franchise acquisitions, and lenders take into account the strength of the franchise agreement, as well as your personal and financial circumstances.
Franchise loans are generally offered for the term of the franchise agreement, and in specific cases can be interest only. Unsecured franchise loans are also quite common and can be offered for up to 70% of the purchase price. Speak to your Ensure Finance specialist today to tailor the right franchise loan to suit your circumstances.